When you are involved in a work-related car and truck crash, you have the potential to pursue both a workers' compensation claim as well as a "third party" claim against the at fault driver. The third party claim would be a negligence claim. What is the difference between the two?
A workers’ compensation claim is against your employer and its workers' compensation insurance company is merely for lost wages and medical bills. That's all you're entitled to get from your employer. However, a third party claim is against a negligent party and is intended recover lost wages and medical bills, but also future lost wages, if any, and most importantly, pain and suffering and any other damages. Because the law does not allow you to sue your employer for negligence, workers compensation is your only remedy against your employer. But if you were injured at work due to someone else's negligence, like a work-related car or truck crash, then you need to pursue a third party claim as soon as possible.
You also want to hire lawyer that can handle both types of claims and can coordinate their efforts in both cases. Because some aspects of your case are important to workers' comp but not to the third party, and vice versa. You wouldn't want separate lawyers working on both cases and not knowing what the other is doing.
If you have a work-related car or truck crash, please feel free to contact the lawyers at Hoffman, Sternberg & Karpf, LLC. at (215) 953-8955.
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